A financial planner has a 3-step exercise for anyone who’s worried about the worst-case scenario » STxk9ktTURBXy9iNGRhNWE1Ni02M2FmLTRiZjEtYWUxMi0zNzNkZTRiNWU1YWMucG5nkZMFzQGGzOCBoTAB